Owner ledger
The full line-item ledger, not a portal “payoff.” This is where attorney fees post to *your* account.
Fight Coach playbook
Questions. Documents. What to verify.
Fight Coach is the corner man. Phone for photos. Laptop for the long questionnaire. Statute cites may be Texas-only — do not paste them into another state’s letter. We do not draft or file. Verify statutes. Consult a licensed attorney where the property sits.
How AI fits
Fight Coach guides the questions
Fight Coach guides what to ask next, which documents matter, and what to verify. You use your own AI tools. You review and send. We do not file, appear, or say a prompt is ready for court. You send anything that leaves your accounts.
Free Texas kit · sign up to open
What You Unlock Inside the Free Texas Kit at hoahag.com
hoahag.com keeps the Texas statute sheet, the anonymized case studies, the letter and deadline templates, the money-order mailing steps, and the prompt files in one place after you sign up. You copy or download a skill into your own ChatGPT or Grok, then review it with a licensed Texas attorney.
- The full Texas HOA Statute Reference Sheet in plain English.
- Anonymized case studies: public records, a recorded notice versus a lawsuit, notice dates, the pre-suit fee spiral, and the non-Rule-736 collection dispute.
- The Single-Pass 11-Item Audit Letter and the 3-Clock Statutory Deadline Tracker.
- The 5-Step Earmarked Bank Money Order + Home Certified Mail Playbook.
- The downloadable Prompt & Skill Library to transfer into your own ChatGPT and Grok.
Upload this packet (to your AI tool)
Not to Fight Coach. The model cannot read a letter it has not seen. Portal screenshots are extras.
Demand / attorney letters
Every collection or counsel letter, including envelopes. The scary one first.
Notices
Hearing letters, lien letters, “pay by” notes, envelopes. Texas owners: also any ch. 209-style notice — that cite is Texas-only.
Docket + affidavits
If a lawsuit or (in Texas) a Rule 736 application exists: the filing, affidavit/declaration, “as of” figures, citation. Do not assume 736 is your state’s path.
Governing docs when you have them
Declaration, bylaws, collection policy, leasing rules. Missing pages are facts — say so.
01
Gather the packet
Ledger, demand/attorney letters, notices, docket/affidavits if any, governing docs when available. Name occupancy, HOA, account, and where notices go. Missing paper is a fact, not a vibe.
02
Upload — do not summarize from memory
Drop the PDFs into the chat. Screenshots of a locked portal are extras. The model cannot fight a letter it has not seen.
03
Ask from the library, not from panic
Ask from the library, not from panic. Fight Coach guides which question and which document come next. Vague chatting is how admissions sneak in. You review and send. We do not file.
04
Calendar every clock
Cure dates, hearing settings, default dates. Texas 736 files also have 736.11-type clocks — that rule is Texas-only. Put dates on a calendar you own. “Options shortly” is not an extension.
05
Questions to investigate
Questions to investigate: which fee lines appear on your ledger, what records support them, and what to ask a Texas lawyer before responding.
Full prompt library
Titles are free to see. The full copyable prompts are included in the Texas Fight Kit. Prompts you paste into your own ChatGPT and Grok — not a letter from this site.
HOA Hag · Fight Coach · Texas
Unlock Fight Coach packs
Sign up free with your email to get the Texas kit. Not a law firm. We don’t file.
Sign up freeAlready signed up? Open my kitOccupancy still changes the file
Pick a path
Homestead path
You live there. Your job is still to confirm the association can actually reach you, then work one next step — not a brief.
- 1Confirm the HOA name, account number, and that notices go to the address or email you actually read.
- 2Photograph the latest ledger and the latest demand letter. Drop both into an AI intake prompt.
- 3Separate regular assessments from violation fines and attorney lines.
- 4Organize the ledger and letter, then discuss payment, records requests, disputes, and deadlines with a Texas lawyer before choosing a response.
Pick a path
Rental / investment path
Vacant and tenant-occupied units collect paper at the wrong address and collect tickets in the owner’s name. Treat occupancy as part of the file.
- 1Say it out loud: vacant, make-ready, or tenant in place — and whether a lease was filed with the HOA if they require that.
- 2Redirect notices to your real mail and email. Do not rely on a porch no one checks.
- 3List open violation tickets (parking, trash, pets, noise). Those often become owner-ledger collections.
- 4Watch special assessments during rehab. Watch demand letters for unitemized fee lines.
- 5Same as anyone else: organize the ledger and letter, then discuss payment, records requests, disputes, and deadlines with a Texas lawyer before choosing a response.
Free template
HOA Foreclosure Case Assistant
A free shareable bot template for ChatGPT and Grok. It helps a homeowner track deadlines, check the inbox and court docket, and draft letters for the homeowner to approve. General education, not legal advice.
Get the free templateRules for the chat
- We do not draft your filing for court. Fight Coach guides what to ask. You review before anything is filed.
- The model does not get to say you owe the number. It says the paper posted the number.
- No guaranteed outcome. No attorney review by this site.
- You copy and send. Fight Coach never files or mails.