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HOA HAG FIGHT COACHTexas Fight Kit home

We strongly recommend paying your HOA assessments on time.

This product is not a substitute for the advice of an attorney.

This product is not a substitute for the advice of an attorney.

Watch: 37 seconds on paying your HOA on time
Transcript

We strongly recommend paying your HOA on time.

If you ever receive Rule 736 papers, start at www.hoahag.com.

Our templates, prompts, and walk-throughs for ChatGPT and Grok help you learn what your letter says, which deadlines it lists, and what to ask an attorney.

Review the attorney fees on your account and ask the association in writing for copies of the invoices.

Sign up free with your email to get the Texas kit.

Get the kit at www.hoahag.com.

Educational materials only.

This product is not a substitute for the advice of an attorney.

This product is not a substitute for the advice of an attorney.

What they say vs. what you say
Dramatization. AI-generated presenter.
Transcript

We are not going to negotiate.

Pay the full balance, including our fees, or we proceed.

If you keep fighting this, we will counter-sue you.

This is your final notice.

Don't react emotionally.

Respond in writing.

Stick to the facts and dates.

Ask for an itemized ledger and the basis for each fee.

Keep copies of everything.

Lawsuit threat? Talk to a Texas attorney.

This product is not a substitute for the advice of an attorney.

This product is not a substitute for the advice of an attorney.

The fee spiral
AI-generated presenter. Dollar figures are examples only.
Transcript

A small H-O-A balance can snowball into thousands in attorney fees.

That's the fee spiral.

Learn the warning signs at www dot H-O-A Hag dot com.

Prompts for ChatGPT and Grok help you read your papers and know what to ask an attorney.

The Texas kit is free.

Just sign up with your email.

Your tools. Your fight.

www dot H-O-A Hag dot com.

This product is not a substitute for the advice of an attorney.

AI-generated presenter. Dollar figures are examples only.

Texas Rule 736

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Got HOA collection or Rule 736 expedited foreclosure papers in Texas?

The Texas Fight Kit is step-by-step prompts and templates you paste into your own ChatGPT and Grok account. This is not legal advice.

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Who made this: HOA Hag is built for Texas homeowners, not associations. We are not a law firm and no one reviews your case; you coach yourself with our prompts and checklists.

Hearing or sale date soon? Call a Texas lawyer now. If the sale already happened, HOA Hag can still help you run the 4-step public-records authority check.

A sale does not close the authority check

We strongly recommend paying your HOA assessments on time.

Even if a foreclosure sale is scheduled or has already occurred, HOA Hag can still help you run the 4-step HOA public-records authority check and organize that public record for ChatGPT and Grok and a licensed Texas attorney. The kit does not file a lawsuit, appear in court, or change a sale date.

If an association lacked recorded or statutory authority to assess, lien, or foreclose, a threatened or completed foreclosure sale can be challenged in court, in addition to the statutory redemption rights in Tex. Prop. Code §§ 209.010 and 209.011. Statutory redemption is not the only question. A licensed Texas attorney decides whether to file.

  1. Tex. Prop. Code § 202.006(a), § 202.006(b), and § 202.004(b). Each dedicatory instrument is recorded in the county real property records, and it has no effect until recorded. A name on a letter that differs from the recorded declaration, or an unrecorded assignment, is a records question. Section 202.004(b) is a counterpoint a lawyer may raise. It is not a finding on this page.
  2. Tex. Prop. Code § 209.004(a)–(c) and (b-1). The association records a management certificate and electronically files it with the Texas Real Estate Commission at hoa.texas.gov within the 7 days § 209.004(b-1) describes. During a gap the statute describes, § 209.004(c) says the owner is not liable for the association's collection attorney's fees incurred in that gap. It does not cancel an undisputed assessment.
  3. Tex. Prop. Code § 209.005. A certified-mail request for association books, ledgers, and governing documents goes to the address on the current recorded management certificate. The statute describes production on or before the 10th business day after receipt, or a written notice of a later date within the section. The first inquiry is one letter: the 11-item records, fee-agreement, bookkeeper, and attorney-fee request, including the five statutory express clauses. A second supplemental letter waits until follow-up after the association responds. Email and certified mail can carry that same letter. They are not two inquiries.
  4. Tex. Prop. Code § 209.0063(a)–(b). An accepted payment is applied to delinquent assessments, then current assessments, before attorney's fees, unless the owner is in default under a payment plan with the association.
  5. Tex. Prop. Code § 209.0064. Before a third-party collection referral or fee shifting, the statute describes a certified-mail, return-receipt cure notice, an itemized accounting, and at least 45 days to cure.
  6. Tex. Prop. Code § 209.008(a), (b), (d), (f), and (g). A written cure date before attorney's fees apply, a bar on charging one owner for another owner's fees, a written request for invoice copies, and the reasonableness and cap rules that apply to a qualifying nonjudicial sale.
  7. Tex. Prop. Code § 209.009. An assessment lien consisting solely of fines, attorney's fees associated solely with fines, or certain copy and recount charges may not be foreclosed.
  8. Tex. Prop. Code § 209.0092 and Tex. R. Civ. P. 736.1, 736.5, 736.6, 736.7, 736.8(c), and 736.11. A Chapter 209 nonjudicial sale needs a court order unless the owner waives that requirement in writing under § 209.0092(c). Rule 736.5(b) describes the Monday response date. Rule 736.6 describes a hearing after a timely response. Rule 736.11 describes an automatic stay when an independent suit putting title, the lien, or enforcement at issue is filed before 5:00 p.m. on the Monday before the sale, and a 10-day motion. Rule 736.8(c) says a Rule 736 order is without prejudice and is not preclusive in another case. A licensed Texas attorney decides whether to file.
  9. Tex. Prop. Code § 209.0093 and § 51.002. Courthouse-steps sale authority, and the 21-day notice posted, filed with the county clerk, and sent by certified mail before a first-Tuesday sale.
  10. Tex. Prop. Code § 209.0094. Before an assessment lien is recorded: a first notice by first-class mail or email, a second notice by certified mail at least 30 days later, and a 90-day wait after that second notice. It is not a 180-day wait after recording.
  11. Tex. Prop. Code § 209.010 and § 209.011. A certified-mail post-sale notice within 30 days, and the 180-day statutory right of redemption measured from that mailing, alongside a court challenge if the sale lacked recorded or statutory authority.
  12. Tex. Civ. Prac. & Rem. Code § 12.002 and §§ 16.004(a)(3), 16.051, and 16.065. Liability for a fraudulent lien or invalid claim against real property, the four-year limitations period, the residual limitations period, and a signed writing before a time-barred debt is revived.
  13. Tex. Fin. Code § 392.202 and §§ 392.301–392.304. A 30-day written accuracy dispute when a third-party debt collector is involved, and the bar on threatening an action the law does not allow or misstating the debt.
  14. Tex. Bus. Orgs. Code §§ 11.356–11.359, 11.254–11.255, 22.357, and 22.365 and Tex. Tax Code § 171.252. Wind-up of a terminated entity, franchise-tax forfeiture, nonprofit report forfeiture, and relation-back when a charter is reinstated. A reinstatement question is not a reason this page gives to withhold an undisputed assessment.
  15. Tex. R. Civ. P. 93(2) and (4), Rule 99(b), and Rule 216, and Tex. Gov't Code § 51.604. Verified capacity and defect-of-parties pleadings, the Monday answer time in an ordinary lawsuit, and a written jury demand with the statutory fee at least 30 days before trial. Each is a question for a licensed Texas attorney in a pending case.
  16. Tex. Gov't Code § 81.101(c). The self-help legal-education exemption that requires this product to say it is not a substitute for the advice of an attorney.

This product is not a substitute for the advice of an attorney.

What you get

  • A step-by-step plan for your stage: letter, lien, lawsuit, or sale notice.
  • Steps to take if the HOA files a lien.
  • Plain-English guides and prompts to organize your HOA papers and fee bills and spot the lines to question, using your own AI account.
  • Ready-to-use questions to paste into ChatGPT and Grok, plus a checklist of the documents that matter.
  • How to send your letter and keep proof it was received.
  • Reminders for the dates you choose (add to your calendar).

Other states

What did the HOA send you?

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Pick your situation and we'll show the steps for your stage.

The free Texas kit needs your email and your full street address. This button only shows the plan.

What unlocks today

  • Capture the papers with your phone camera
  • Put your deadline on a calendar you own
  • ChatGPT and Grok question and document-organizing prompts — copy, paste, attach a photo

This product is not a substitute for the advice of an attorney.